Who, When, What, How Who must file a Form 5500? Which employers are required to file a Form 5500 for health and welfare plans? The Form 5500 is an ERISA requirement for all health and welfare plans. All private sector…
Benefits such as health insurance and retirement plans are crucial for Americans when accepting a job. Even if the salary is 30% higher, 80% of Americans would rather accept a job with benefits than one without benefits, according to an…
Telemedicine is becoming a more important aspect in the healthcare industry and has been heralded as a potential savior for the heavily over-burdened healthcare systems across the globe. At Pearl Benefit Group Inc., we partner with United Concierge Medicine, to…
CDC recommends everyone 6 months or older receive a yearly flu vaccine as the first step in protecting against the flu. MAKE IT YOUR BUSINESS TO FIGHT THE FLU CDC recommends two strategies this season for businesses and employers to…
For the seventh year, employers who sponsor an insured group health plan may be receiving a Medical Loss Ratio (MLR) rebate from their insurers. Self-funded medical benefit plans are not subject to these requirements. So, How employers should handle the MLR rebate check received?
THE CHECK IS IN THE MAIL….DID YOU GET ONE? IF YOU DID YOUR EMPLOYEES ALREADY KNOW Many insurance companies spend a substantial portion of consumers’ premium dollars on administrative costs and profits, including executive salaries, overhead, and marketing. The Affordable…
Did you know that millennials comprise the largest share of the workforce? This according to a study published by the the Pew Research Center. This fact has employers hustling to keep up with the short attention spans of this workforce. Approximately…